Barclays #SavingsTips Sweepstakes
Official Rules


DESCRIPTION/ENTRY PERIOD: The Barclays #SavingsTips Sweepstakes (the "Sweepstakes"), sponsored by Barclays Bank Delaware (the "Sponsor) begins at 3:00:00 p.m. Eastern Time (ET) on February 26, 2014 and ends at 11:59:59 p.m. (ET) on April 15, 2014 (the "Promotion Period"). Individuals are invited to submit a financial savings tip (the "Entry") for how they would achieve their financial goals for an opportunity to win a Runner-Up or Grand Prize. Eligible entries received by the end of the Promotion Period will be included in the random drawing (the "Drawing"). Void where prohibited or restricted by law. Sweepstakes is subject to all federal, state, and local laws.

ELIGIBILITY: Sweepstakes is open to legal residents of 50 United States, the District of Columbia and Puerto Rico, 18 years of age or older at time of entry. Officers, directors, employees and agents of Sponsor, its parent, subsidiaries, affiliates, retailers, advertising and promotion agencies, and Marden-Kane, Inc. (the "Administrator") (collectively, the "Releasees"), and the immediate families (spouse, parent, child, sibling and their respective spouses, regardless of where they reside) and persons living in households of each, whether or not related, are ineligible. By participating, entrants agree to comply with these Official Rules including all eligibility requirements. Sponsor reserves the right to disqualify participants who violate these official rules (the "Official Rules") or interfere with this Sweepstakes in any manner. If a participant is disqualified, Sponsor reserves the right to terminate that participant's eligibility to participate in this Sweepstakes.

HOW TO ENTER: There are two ways to enter during the Promotion Period. Eligible individuals should go online to or, visit the Sponsor's Facebook page at (the "Sweepstakes Site"); "Like" (or have previously "Liked") Sponsor's Facebook page; click on the Sweepstakes Application; and [1] create a fifty (50) words or less financial savings tip; [2] follow the on-screen instructions by completing the online entry form; and [3] click the "Submit" button. By clicking "Submit", Entrant will receive will receive one (1) entry into the Drawing. As part of the Sweepstakes entry process, Entrants will be required to indicate that they have read, accept, and agree to be bound by these Official Rules. Limit of one Entry per person or Facebook account/per day. For the purpose of this Sweepstakes a day is defined as beginning at 12:00:00 a.m. ET and ending at 11:59:59 p.m. ET. Sponsor's computer, or that of its designee, runs the official clock for the Sweepstakes and will solely determine the time by which an Entry is received. Entries become the property of Sponsor and will not be returned. Entries in excess of this limit are void. Entrant must be logged onto Facebook to enter. To become a Registered User of Facebook, entrant must register for an account and agree to Facebook's statement of Rights and Responsibilities set forth at ("Facebook Terms").

PRIZE DRAWING: On or about April 21, 2014, a random drawing will be conducted from among all eligible entries received throughout the entire Promotion Period under the direction of Marden-Kane, Inc., an independent judging organization, whose decisions are final and binding in all matters relating to this Sweepstakes. The odds of winning a prize depend upon the total number of eligible entries received during the Promotion Period.

PRIZES: One (1) Grand Prize: A $10,000 thirty-six (36) month Certificate of Deposit. Retail Value ("RV") $10,000. Two (2) Runner-Up Prizes: A $5,000 thirty-six (36) month Certificate of Deposit. Retail Value ("RV") $5,000 each. Total Retail Value of all prizes, $25,000 (including taxes as indicated below).

PRIZE DETAILS: Annual percentage yield of Certificate of Deposit ("CD") will vary based on date of purchase. Full Terms & Conditions of CD apply and can be found at No substitution or transfer of prize permitted except at the sole discretion of the Sponsor, who reserves the right, in its sole discretion, to substitute a prize (or portion thereof) with one of equal or greater value if advertised prize is unavailable. Prize Winner is responsible for the payment of taxes on the prize for the tax year that the Certificate of Deposit is opened, and for any other costs and expenses associated with the acceptance and use of the prize, including interesting earned. Winners will be advised approximately 3-4 weeks after confirmation of winner's eligibility that they can proceed to create an online account at to open the Certificate of Deposit. Limit one prize per person or household. Prize Winners will each receive a cash payment equal to 25% of the above stated ARV of their Prize to assist in payment of U.S. taxes.

WINNER NOTIFICATION: The potential Prize Winner will be notified by mail and or email by Marden-Kane Inc. on or about April 21, 2014. Potential Prize Winner (and his/her parent/legal legal guardian if he/she is a minor in their state of residency) will be required to complete, sign and properly execute (including notarization) an Affidavit of Eligibility and Liability/Publicity Release, and an IRS-W9 Form and return them by mail within seven (7) days to Administrator. If the potential Prize Winner does not return the required documents within the stated timeframe they will be disqualified and an alternate Prize Winner will be selected. In the event of non-compliance with these rules, or if the prize or prize notification is unclaimed or returned as undeliverable, the prize will be forfeited and, at Sponsor's discretion, awarded to an alternate potential Prize Winner. If the prize is won by an eligible individual who is not of the legal age of majority in the state of residence ("minor"), the required documents must be confirmed and signed by winner's parent or legal guardian, and the prize will be awarded in the name of his/her parent or legal guardian, who will be required to fulfill all requirements imposed on the winner set forth herein.

CONDITIONS OF ENTRY: All Sweepstakes entries must be submitted by 11:59:59 p.m. ET on April 15, 2014. All eligible Entries will be posted on the Application gallery within seventy two (72) hours of receipt and will be available to be viewed by anyone with access to the Internet. Sponsor reserves the right to request from Entrant at any time proof that Entrant maintains all necessary rights in their Entry in order to grant Sponsor the rights required herein in a form acceptable to Sponsor. Failure to provide such proof may lead to, among other things, the Entrant being disqualified from the Sweepstakes. Entrants must provide all required information on the entry form to be eligible to enter. All entries will be screened to make sure that they meet eligibility requirements. Incomplete or inaccurate entries are void. Entries that do not meet the following Entry Requirements are subject to disqualification and/or removal from the Website, each at Sponsor's sole and absolute discretion:

Entry Content Requirements:

Sponsor reserves the right, in its sole discretion, to disqualify from the Sweepstakes and/or remove from displaying or publishing any Entry that, in its sole discretion, refers, depicts, or in any way reflects negatively upon the Releasees, the Sweepstakes, or any other person or entity or does not comply with these requirements or these Official Rules. Entrant agrees that his/her participation in the Sweepstakes and agreement to these Official Rules and any Sweepstakes Entity's display and use of a Entry will not violate any agreement to which Entrant is a signatory or party. Entrant agrees to indemnify the Releasees against any and all claims from any third party for any use or reuse by any Sweepstakes Entity of their Entries.

Use of any automated entry software is prohibited. Electronically reproduced, illegible, incomplete or inaccurate entries are void. In case of a dispute as to the owner of an online entry, online entry will be deemed to have been submitted by the authorized account holder of the email address from which the entry is made. The authorized account holder is deemed as the natural person assigned to an e-mail address by an Internet access provider, service provider or other organization responsible for assigning email addresses or the domain associated with the submitted email address. Releasess are not responsible for incorrect or inaccurate transcription of entry information, or for any human or printing error, technical malfunctions, lost/delayed data transmission, omission, interruption, deletion, defect, line failures of any telephone network, computer equipment, software, inability to access any online service or web site, inability to submit the online registration form, or any other error or malfunction, or any injury or damage to participant's or any other person's computer related to or resulting from participation or downloading any materials in this Sweepstakes, or for late, lost, stolen, or misdirected or inaccurate entries. If, in the Administrator's opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of this Sweepstakes, or if technical difficulties compromise the integrity of the Sweepstakes, the Administrator reserves the right to void any entries at issue and/or to suspend, modify or cancel or terminate this Sweepstakes, in whole or in part, at any time without notice and award the prizes in a random drawing from among all non-suspect eligible entries received as of the termination date. Caution: Any attempt by an entrant or any other individual to deliberately damage any online service or web site or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws and should such an attempt be made, the Sponsor reserves the right to seek damages and/or other remedies from any such person to the fullest extent permitted by law. Sponsor's failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision.

GENERAL CONDITIONS: By entering the Sweepstakes, entrants agree to the use by Sponsor and its designees of his/her name, city, state of residence and photograph/likeness for advertising and promotional purposes for this and similar promotions, worldwide, and in perpetuity, in any and all forms of media, now known or hereafter devised, including but not limited to the posting of Prize Winner's name on the Sponsor's website(s), Facebook page, in a Prize Winners List or other online announcements, without additional compensation, notification, or permission, except where prohibited by law. Upon request, winners must consent to such in writing. Participants release and hold harmless Sponsor, its respective parent company, affiliates, subsidiaries, agencies, Marden-Kane, Inc., and their respective employees, officers, directors and shareholders from any claims, actions, injury, loss or damage of any kind resulting from participating in this Sweepstakes or from the acceptance or use of any prize awarded. U.S. law governs this Sweepstakes. Notice to online participants: Internet access and usage charges applicable to a participant's account, including local, long distance, 800/888* access charges and/or any usage charges applicable under participant's Internet pricing plan and any applicable taxes will continue to apply while a participant is online in connection with this Sweepstakes, and will be the sole responsibility of such participant.

PRIVACY: Information collected from an entrant is used only for the purpose of the prize drawing and to notify the Prize Winner, and will not be re-used, sold or shared in any manner by Sponsor or any third parties unless entrant has opted-in to receive additional information and promotional material from Sponsor or a third party.

DISPUTES: Except where prohibited, all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with the laws of the State of Delaware without giving effect to any choice of law or conflict of law rules (whether of the State of Delaware, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Delaware. In addition, any dispute relating to the Sweepstakes (including these Official Rules) shall be brought in the appropriate state or federal court having jurisdiction over the subject matter located in the State of Delaware. Entrants hereby irrevocably consent to the personal jurisdiction of said courts and waive any claim of forum nonconveniens or lack of personal jurisdiction they may have.

WHO WON: The names of the Prize Winners will be posted online at: after the Prize Winners have been confirmed.

OPT-OUT: If you do not wish to receive future sweepstakes mailings from Barclaycard, send your request to Barclaycard Opt-Out, PO Box 8025, Garden City, NY 11530-8025.

SPONSOR & ADMINISTRATOR: Sponsor: Barclays Bank Delaware (Barclaycard), 125 S. West Street, Wilmington, DE 19801. Administrator: Marden-Kane Inc., 1055 Franklin Avenue, Suite 300, Garden City, NY 11530.

©2014 Marden-Kane, Inc. All rights reserved. These Official Rules may not be copied, edited, or used for any other purpose, commercial or otherwise, without the express written consent of Marden-Kane, Inc.

This Sweepstakes is in no way sponsored, endorsed, or administered by, or in association with, Facebook.